If you have received an ATM card from the State Bank of India (SBI), you need to activate it. How to activate your SBI debit card, you can use one of the following methods:

How to activate sbi debit card Online
Log into the SBI online banking portal and navigate to the “Card Activation” section. Enter the details required and follow the instructions to activate your card.

To activate an SBI debit card online, you can follow these steps:
- Go to the official website of SBI
- Log in to your account using your username and password.
- Click on the “e-Services” tab and select “ATM Card Services.”
- Select the option to “Activate ATM/Debit Card.”
- Enter the required details, such as the card number, expiration date, and the CVV code.
- Click on the “Submit” button.
- You may be required to enter an OTP (One Time Password) that is sent to your registered mobile number
- After entering the OTP, your debit card will be activated.
Note: Activation process may vary based on your bank and location, please check with your bank customer support for more details.
How to activate sbi debit card Phone
Call the SBI customer care number and follow the instructions provided by the automated system to activate your card. You may be asked to provide your card details and personal information for verification.

To activate your SBI debit card by phone, you will need to call the customer service number provided by the bank. They will ask you to verify your identity by providing personal information, such as your name, address, and card details. Once your identity is verified, the customer service representative will activate your card and provide you with a temporary PIN. You should then change the PIN to something more secure.
How to activate sbi debit card SMS
Send an SMS with the specified format to the number provided by SBI for activating your card. You will receive an SMS confirmation once your card is activated.

To activate your SBI debit card via SMS, you will need to send a text message from the registered mobile number linked to your bank account. The format of the message may vary depending on the specific bank, but it typically involves sending a specific keyword or command along with the last four digits of your debit card number.
Atm and pos transactions on these debit cards will continue as usual. To activate e-Commerce functionality send sms “swon ecom nnnn” (nnnn is last four digits of the card eg., 0647) to 09223966666.
You can check the detailed process of activation on SBI website or contact customer care center for the same.
How to activate sbi debit card ATM
Insert your card into an SBI ATM, enter your personal identification number (PIN), and follow the prompts to activate your card.

To activate your SBI debit card at an ATM, follow these steps:
- Insert your card into the ATM machine.
- Select your preferred language.
- Enter your 4-digit ATM Pin.
- Select the “Activation” or “Services” option.
- Select the “Card Activation” option.
- Follow the instructions on the screen to complete the activation process.
- Once the activation is complete, you can start using your card for transactions.
It’s important to note that your card may be automatically activated if you use it to make a purchase or withdraw cash from an ATM.
It’s also important to note that before activating your SBI debit card, you should ensure that the card has been received in good condition and that the signature on the back of the card matches your signature.
After you activate your card, you will need to change the ATM PIN provided by SBI. You can do this at any SBI ATM.
Frequently Asked Questions
Do I need to activate my SBI debit card before using it?
Yes, you will need to activate your card before using it for the first time.
Can I activate my SBI debit card online?
Yes, you can activate your card online by logging into the SBI online banking portal and navigating to the “Card Activation” section.
Can I activate my SBI debit card at any ATM?
You can activate your card at any SBI ATM. Simply insert your card into the machine and enter your PIN.
Can I use my SBI debit card immediately after activating it?
After activating your card, you may use it to make purchases or withdraw cash from an ATM.
What should I do if I lose my SBI debit card?
If you lose your card, you should immediately call the SBI customer care number to report the loss and request for a new card.
What should I do if my SBI debit card is stolen?
If your card is stolen, you should immediately call the SBI customer care number to report the theft and request for a new card.
What should I do if I suspect fraudulent activity on my SBI debit card?
If you suspect fraudulent activity on your card, you should contact the bank immediately and report the incident